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Lär dig mer och sökningarna blir fler: En studie om den finansiella kunskapens påverkan vid finansiell informationssökning
University of Borås, Faculty of Textiles, Engineering and Business.
University of Borås, Faculty of Textiles, Engineering and Business.
2020 (Swedish)Independent thesis Basic level (degree of Bachelor), 180 HE creditsStudent thesisAlternative title
Learn more and search more : A study on the impact of financial knowledge in financial information search (English)
Abstract [sv]

Köpprocessen vid köp av finansiella produkter skiljer sig mot andra typer av köp då det är mer komplext och kan kräva ett större engagemang från konsumenten. Tidigare studier visar att finansiell kunskap har en påverkan på involveringen vid finansiell informationssökning då konsumenter med låg kunskap tenderar att lämna över ansvaret till någon annan. Det gör att produktägare måste anpassa sin marknadsföring för att nå ut till de som inte aktivt söker information själva. Syftet med denna studie är därför att undersöka hur subjektiv finansiellkunskap påverkar involveringen vid finansiell informationssökning för att bidra till en ökad förståelse för finansiellt köp beteende. Studien baseras på en kvantitativ undersökning med 145 deltagare. Resultatet visar att en ökad subjektiv kunskap har en signifikant betydelse för en ökad involvering vid finansiellinformationssökning. Resultatet visar även att män och personer med högre inkomst har en högre involvering. Denna forskning utökar tidigare studier inom ämnet och kan användas av finansiella produktägare för att forma deras marknadsföring.

Abstract [en]

The consumer purchasing process for financial products differs from other types of purchases as it is more complex and may require greater consumer involvement. Previous studies show that financial knowledge has an impact on involvement in financial information seeking, as consumers with low knowledge tend to pass on the responsibility to someone else. This means that product owners must adapt their marketing to reach those who are not actively seeking information themselves. The purpose of this study is therefore to examine how subjective knowledge affects the involvement in financial information search in order to contribute to an increased understanding of financial purchasing behaviour. The study is based on a quantitative approach including 145 participants. The result shows that increased subjective knowledge has a significant impact on the increased involvement in financial information search. It also shows that men and people with higher income have a higher degree of involvement. This research is extending previous studies on the subject and can be used by financial product owners to shape their marketing strategy. The following study will be presented in Swedish.

Place, publisher, year, edition, pages
2020.
Keywords [en]
Financial information searching, subjective financial knowledge, financial purchasing behavior
Keywords [sv]
Finansiell informationssökning, Subjektiv finansiell kunskap, Finansiellt köpbeteende
National Category
Business Administration
Identifiers
URN: urn:nbn:se:hb:diva-24370OAI: oai:DiVA.org:hb-24370DiVA, id: diva2:1507771
Subject / course
Business Administration
Supervisors
Examiners
Available from: 2020-12-18 Created: 2020-12-08 Last updated: 2025-09-24Bibliographically approved

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CiteExportLink to record
Permanent link

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Citation style
  • harvard-cite-them-right
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Other locale
More languages
Output format
  • html
  • text
  • asciidoc
  • rtf